Money Smart by FDIC​​


Money Smart is a comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. Money Smart has reached over 3 million consumers since 2001. Research shows that the curriculum can positively influence how consumers manage their finances, and these changes are sustainable in the months after the training.


Financial education fosters financial stability for individuals, families, and entire communities. The more people know about credit and banking services, the more likely they are to increase savings, buy homes, and improve their financial health and well-being.

The Money Smart curriculum for consumers is available free of charge in several versions:

  • Instructor-led curricula for adults on CD-ROM available in nine languages and Braille and large print versions for the visually impaired.
  • Instructor-led curricula series for young people in grades pre-K through 12 (learn more)
  • A stand-alone instructor-led module developed by the FDIC and CFPB that targets the needs of older adults (age 62 and older). Money Smart for Older Adults is available in English and Spanish.
  • A self-paced Computer-Based Instruction (CBI) format online for ages 13 and over in English and Spanish.
  • A portable audio (MP3) version, Money Smart Podcast Network.
  •  Click on the link below to view website.

​​​​​​Birmingham Financial Counseling, Inc.